Plan your budget wisely using the popular 50/30/20 rule or customize your own split. Calculate how much to allocate for needs, wants, and savings from your monthly salary.
50% Needs, 30% Wants, 20% Savings - Most popular balanced budget
Needs
5,000.00
50% of salary
Wants
3,000.00
30% of salary
Savings
2,000.00
20% of salary
Annual Savings Potential
24,000.00 SAR
Must-have expenses you cannot avoid:
Non-essential spending that improves quality of life:
Building your financial future:
Follow these steps to create your budget plan
Input your total monthly take-home salary after deductions (GOSI, etc.). This is the actual amount you receive in your bank account.
Select the 50/30/20 rule for balanced budgeting, or choose 60/20/20 or 70/20/10 based on your lifestyle. You can also create a custom split.
Fine-tune the percentages for needs, wants, and savings based on your personal situation. The total should equal 100% for a balanced budget.
See exactly how much money you should allocate to each category. Review the examples to understand what fits in each category.
Use these amounts as your monthly budget guide. Track your actual spending against these targets and adjust as needed.
Splitting your salary strategically helps you achieve financial stability and reach your goals faster.
Maximize the effectiveness of your salary split with these practical tips.
Last Updated
2025-10-25
Reviewed By
Saudi Calculator Team